BODY {
  scrollbar-face-color: #0D004C;
  scrollbar-highlight-color: #FBE7D6;
  scrollbar-darkshadow-color: #00004C;
  scrollbar-shadow-color: #FBE7D6;
  scrollbar-3dlight-color: #00004C;
  scrollbar-arrow-color: #FBE7D6;
  scrollbar-track-color: #FFD5B0;
  font-family: Verdana, Arial, Helvetica, sans-serif;
  font-size: 10pt;
  color: #000063;
  margin-top: 0px;
  margin-left: 0px;
  margin-right: 0px;
  margin-bottom: 0px;
}

DIV, TD {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  font-size: 10pt;
  color: #000063;
}

.bg-home {
  background-image: url(../images/b-body.gif);
  background-repeat: repeat-x;
}

.indent {
  margin-right: 35px;
  margin-left: 35px;
}

.indent-pad {
  padding-right: 15px;
  padding-left: 15px;
}

.spc-lft {
  margin-left: 15px;
}

.spc-rgt {
  margin-right: 15px;
}

.big {
  font-size: 12pt;
  font-family: Verdana, Arial, Helvetica, sans-serif;
}

.med {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  font-size: 11pt;
}

.sml {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  font-size: 8pt;
}

.big-bld {
  font-size: 12pt;
  font-family: Verdana, Arial, Helvetica, sans-serif;
  font-weight: bold;
}

.med-bld {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  font-size: 11pt;
  font-weight: bold;
}

.sml-bld {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  font-size: 8pt;
  font-weight: bold;
}

a:link, a:visited {
  font-weight: normal;
  text-decoration: underline;
  color: #0000CC;
}

a:active, a:hover {
  font-weight: normal;
  text-decoration: underline;
  color: #CC0000;
}

a.none:link, a.none:visited {
  text-decoration: none;
  border-bottom: 0px;
}

a.none:active, a.none:hover {
  text-decoration: none;
  border-bottom: 0px;
}

a.nav:link, a.nav:visited {
  font-weight: bold;
  text-decoration: none;
  color: #FFFFFF;
  background-color: #0D004C;
  font-size: 12px;
  padding-left: 20px;
}

a.nav:active, a.nav:hover {
  font-weight: bold;
  text-decoration: none;
  background-color: #0D004C;
  color: #FAC292;
  font-size: 12px;
  padding-left: 20px;
}

a.m1CL0:link, a.m1CL0:visited {
  font-weight: bold;
  text-decoration: none;
  color: #FFFFFF;
  background-color: #0D004C;
  font-size: 12px;
  padding-left: 20px;
}

a.m1CL0:active, a.m1CL0:hover {
  font-weight: bold;
  text-decoration: none;
  background-color: #0D004C;
  color: #FAC292;
  font-size: 12px;
  padding-left: 20px;
}

a.nav3:link, a.nav3:visited {
  text-decoration: underline;
  color: #FAC292;
  background-color: #0D004C;
  font-size: 8pt;
}

a.nav3:active, a.nav3:hover {
  text-decoration: underline;
  background-color: #0D004C;
  color: #FFFFFF;
  font-size: 8pt;
}

a.nav2:link, a.nav2:visited {
  font-weight: bold;
  text-decoration: none;
  color: #FFFFFF;
  background-color: #CC0000;
  font-size: 10px;
  background-image: url(../images/3ar.gif);
  padding-left: 10px;
  background-repeat: no-repeat;
  background-position: left center;
}

a.nav2:active, a.nav2:hover {
  font-weight: bold;
  text-decoration: none;
  background-color: #CC0000;
  color: #000063;
  font-size: 10px;
  background-image: url(../images/ar.gif);
  padding-left: 10px;
  background-repeat: no-repeat;
  background-position: left center;
}

.nav-ver {
  margin-left: 2px;
}

.tbl-mn {
  border-top: 1px #000063 solid;
  background-color: #FFFFFF;
  border-right: 1px #000063 solid;
  border-bottom: 1px #000063 solid;
  border-left: 1px #000063 solid;
}

.head {
  background-image: url(../images/eratop.gif);
  background-repeat: no-repeat;
  background-position: center 8px;
}

.email {
  font-size: 8pt;
  font-weight: bold;
  margin-top: 58px;
}

.10px {
  font-size: 10px;
}

.nav-bar-bot {
  background-color: #000063;
  color: #FFFFFF;
  font-size: 12px;
  padding-top: 8px;
  padding-bottom: 8px;
}

.nav-bar-bot2 {
  background-color: #CC0000;
  color: #FFFFFF;
  font-size: 10px;
}

.bot-line {
  border-top: 1px #000063 solid;
}

.indent-hme {
  margin-top: 15px;
  margin-right: 15px;
  margin-left: 15px;
  margin-bottom: 15px;
}

.p-hme-mn {
  font-size: 11pt;
  line-height: 14pt;
  margin-left: 20px;
  margin-right: 20px;
  margin-bottom: 4px;
}

.p-hme {
  font-size: 11pt;
  line-height: 12pt;
  margin-left: 20px;
  margin-right: 20px;
}

.indent-hme2 {
  margin-top: 0px;
  margin-right: 15px;
  margin-left: 15px;
  margin-bottom: 0px;
}

UL {
  margin-top: 2px;
  margin-bottom: 2px;
  list-style-image: url(../images/chk.gif);
}

.red-sml {
  font-color: #CC0000;
  font-size: 8pt;
  color: #CC0000;
}

H1 {
  font-size: 16pt;
  margin-left: 20px;
  margin-right: 20px;
  font-weight: bold;
  color: #000063;
}

.form {
  background-color: #D1E2FB;
  font-size: 8pt;
  font-weight: bold;
  border-top: 0px;
  border-right: 0px;
  border-bottom: 1px #cc0000 solid;
  border-left: 2px #CC0000 solid;
}

.form2 {
  font-size: 10pt;
  font-weight: bold;
  color: #FFFFFF;
  background-color: #000063;
  border-top: 2px #CC0000 groove;
  width: 100pt;
  border-right: 2px #CC0000 groove;
  border-bottom: 2px #CC0000 groove;
  border-left: 2px #CC0000 groove;
}

a.list:link, a.list:visited {
  text-decoration: none;
  color: #000063;
  font-size: 8pt;
  background-image: url(../images/2ar.gif);
  padding-left: 10px;
  background-repeat: no-repeat;
  background-position: left center;
  line-height: 14pt;
  border-bottom: 1px #CC0000 solid;
}

a.list:active, a.list:hover {
  text-decoration: none;
  color: #CC0000;
  font-size: 8pt;
  background-image: url(../images/3ar.gif);
  padding-left: 10px;
  background-repeat: no-repeat;
  background-position: left center;
  line-height: 14pt;
  border-bottom: 1px #000063 solid;
}

*.bg-home {
  background-image: url(images/hands2.jpg);
  background-repeat: no-repeat;
  background-position: center top;
}

*.div-intro {
  margin-top: 231px;
  margin-left: 234px;
  width: 300px;
}

.indent-ntor {
  margin-right: 35px;
  margin-left: 35px;
  margin-top: 138px;
}

*.txt-org {
  color: #FAC292;
  background-color: #0D004C;
  font-size: 8pt;
}

*.txt-org2 {
  color: #FAC292;
  background-color: #0D004C;
  font-size: 8pt;
  border-top: 1px #FFAB58 solid;
}

*.bg-hand {
  background-color: #FFD5B0;
  background-image: url(images/bghand.gif);
  background-repeat: no-repeat;
  background-position: center center;
  padding-top: 10px;
  padding-right: 5px;
  padding-left: 10px;
  padding-bottom: 10px;
  border-top: 1px #000063 solid;
  font-size: 9pt;
  border-right: 1px #000063 solid;
  border-bottom: 1px #000063 solid;
  border-left: 1px #000063 solid;
}

*.brd-bot {
  padding-top: 4px;
  border-bottom: 1px #FFD1A4 solid;
}

*.frm, INPUT, TEXTAREA, SELECT {
  background-color: #FFD5B0;
  font-size: 8pt;
  font-weight: bold;
  color: #000063;
  border-top: 0px;
  font-family: Verdana, Arial, Helvetica, sans-serif;
  border-right: 0px;
  border-bottom: 1px #000063 solid;
  border-left: 1px #000063 solid;
}

SELECT {
  scrollbar-face-color: #0D004C;
  scrollbar-highlight-color: #FBE7D6;
  scrollbar-darkshadow-color: #00004C;
  scrollbar-shadow-color: #FBE7D6;
  scrollbar-3dlight-color: #00004C;
  scrollbar-arrow-color: #FBE7D6;
  scrollbar-track-color: #FFD5B0;
}

*.frm2 {
  background-color: #0D004C;
  color: #FAC292;
  font-size: 10px;
  font-weight: bold;
  width: 85px;
  padding-top: 2px;
  padding-right: 2px;
  padding-left: 2px;
  padding-bottom: 2px;
  border-top: 3px #FAC292 groove;
  border-right: 3px #FAC292 groove;
  border-bottom: 3px #FAC292 groove;
  border-left: 3px #FAC292 groove;
}

a.but:link, a.but:visited {
  background-color: #0D004C;
  color: #FAC292;
  font-size: 10px;
  font-weight: bold;
  width: 85px;
  padding-top: 2px;
  padding-right: 2px;
  padding-left: 2px;
  padding-bottom: 2px;
  border-top: 3px #FAC292 groove;
  text-decoration: none;
  text-align: center;
  border-right: 3px #FAC292 groove;
  border-bottom: 3px #FAC292 groove;
  border-left: 3px #FAC292 groove;
}

FORM {
  margin-top: 0px;
  margin-right: 0px;
  margin-left: 0px;
  margin-bottom: 0px;
}

*.td-brd {
  border-top: 1px #0D004C solid;
  border-right: 1px #0D004C solid;
  border-bottom: 1px #0D004C solid;
  border-left: 1px #0D004C solid;
}

a.hand1:link, a.hand1:visited {
  font-weight: bold;
  text-decoration: none;
  color: #FFFFFF;
  background-color: #0D004C;
  font-size: 12px;
  padding-left: 20px;
  background-image: url(images/nav-hand1.gif);
  background-repeat: no-repeat;
  background-position: left center;
}

a.hand1:active, a.hand1:hover {
  font-weight: bold;
  text-decoration: none;
  background-color: #0D004C;
  color: #FAC292;
  font-size: 12px;
  padding-left: 20px;
  background-image: url(images/nav-handroll.gif);
  background-repeat: no-repeat;
  background-position: left center;
}

a.hand2:link, a.hand2:visited {
  font-weight: bold;
  text-decoration: none;
  color: #FFFFFF;
  background-color: #0D004C;
  font-size: 12px;
  padding-left: 20px;
  background-image: url(images/nav-hand2.gif);
  background-repeat: no-repeat;
  background-position: left center;
}

a.hand2:active, a.hand2:hover {
  font-weight: bold;
  text-decoration: none;
  background-color: #0D004C;
  color: #FAC292;
  font-size: 12px;
  padding-left: 20px;
  background-image: url(images/nav-handroll.gif);
  background-repeat: no-repeat;
  background-position: left center;
}

a.hand3:link, a.hand3:visited {
  font-weight: bold;
  text-decoration: none;
  color: #FFFFFF;
  background-color: #0D004C;
  font-size: 12px;
  padding-left: 20px;
  background-image: url(images/nav-hand3.gif);
  background-repeat: no-repeat;
  background-position: left center;
}

a.hand3:active, a.hand3:hover {
  font-weight: bold;
  text-decoration: none;
  background-color: #0D004C;
  color: #FAC292;
  font-size: 12px;
  padding-left: 20px;
  background-image: url(images/nav-handroll.gif);
  background-repeat: no-repeat;
  background-position: left center;
}

a.hand4:link, a.hand4:visited {
  font-weight: bold;
  text-decoration: none;
  color: #FFFFFF;
  background-color: #0D004C;
  font-size: 12px;
  padding-left: 20px;
  background-image: url(images/nav-hand4.gif);
  background-repeat: no-repeat;
  background-position: left center;
}

a.hand4:active, a.hand4:hover {
  font-weight: bold;
  text-decoration: none;
  background-color: #0D004C;
  color: #FAC292;
  font-size: 12px;
  padding-left: 20px;
  background-image: url(images/nav-handroll.gif);
  background-repeat: no-repeat;
  background-position: left center;
}

a.hand5:link, a.hand5:visited {
  font-weight: bold;
  text-decoration: none;
  color: #FFFFFF;
  background-color: #0D004C;
  font-size: 12px;
  padding-left: 20px;
  background-image: url(images/nav-hand5.gif);
  background-repeat: no-repeat;
  background-position: left center;
}

a.hand5:active, a.hand5:hover {
  font-weight: bold;
  text-decoration: none;
  background-color: #0D004C;
  color: #FAC292;
  font-size: 12px;
  padding-left: 20px;
  background-image: url(images/nav-handroll.gif);
  background-repeat: no-repeat;
  background-position: left center;
}

*.clr-lft {
  clear: left;
}

.indent-hand {
  margin-right: 35px;
  margin-left: 35px;
  background-image: url(images/hand.jpg);
  background-repeat: no-repeat;
  background-position: center top;
  background-color: #FFE4CA;
}

.indent-hand2 {
  background-image: url(images/hand2.jpg);
  background-repeat: no-repeat;
  background-position: center top;
  background-color: #FFE4CA;
}